Official links, by state

Washington

• RCW 64.90, the Washington Uniform Common Interest Ownership Act
• RCW 64.38, homeowners associations (until 2028)
• RCW 64.34, condominiums created from 1990 (until 2028)
• RCW 64.32, condominiums created before 1990 (until 2028)
• Washington L&I: verify a contractor, tradesperson or business

The full Washington guide →

New Jersey

• P.L.2023, c.214: structural inspections and reserve funding
• P.L.2025, c.132: the 85% funding option and 20-point notice
• DCA FAQ: structural integrity law, capital reserve studies and funding (PDF)
• DCA complaint form for common interest community associations (PDF)
• New Jersey Division of Consumer Affairs: license and registration lookup

The full New Jersey guide →

Texas

• Texas Property Code ch. 209: the Texas Residential Property Owners Protection Act (HOAs)
• Texas Property Code ch. 207: resale certificates and HOA websites
• Texas Property Code ch. 202: what an HOA cannot ban
• Texas Property Code ch. 82: the Uniform Condominium Act (condos from 1994)
• Texas Property Code ch. 81: condominiums created before 1994
• Texas Property Code ch. 5, including section 5.012 (the seller's HOA notice)
• hoa.texas.gov (TREC): search HOA and condo management certificates
• hoa.texas.gov: management certificate requirements and deadlines
• SB 711 (2025), enrolled text: the condo changes from 1 September 2025 (PDF)
• Texas Supreme Court order on Rules of Civil Procedure 735 and 736: expedited foreclosure of assessment liens (PDF)
• Texas Attorney General Opinion GA-0279 (2004): HOA liens and homestead (PDF)
• Texas State Law Library: property owners' associations guide
• State Bar of Texas: Lawyer Referral & Information Service

The full Texas guide →

Illinois

• Condominium Property Act 765 ILCS 605/22.1: condo resale disclosure
• 765 ILCS 605/9: condo budgets, reserves, liens and foreclosure buyers
• 765 ILCS 605/9.2: condo eviction rights and collection fees
• 765 ILCS 605/18.4: condo board powers, rules and fines
• 735 ILCS 5/9-102: who can bring an eviction for unpaid assessments
• 735 ILCS 5/9-104.1: the 30-day demand
• CICAA 765 ILCS 160/1-75: the small-association exemption
• CICAA 765 ILCS 160/1-35: HOA resale disclosure and leases
• CICAA 765 ILCS 160/1-40: HOA meetings and closed sessions
• CICAA 765 ILCS 160/1-45: HOA budgets and the 115% petition
• IDFPR: the Common Interest Community Ombudsperson (information only)
• IDFPR: Which law governs my association? (PDF)
• IDFPR: how a deconversion (forced sale) works (PDF)
• City of Chicago condominium ordinance, Municipal Code Chapter 13-72 (IDFPR copy, PDF)
• Illinois Supreme Court: Spanish Court Two Condominium Ass'n v. Carlson, 2014 IL 115342 (PDF)
• Cook County Clerk: recordings (formerly the Recorder of Deeds)

The full Illinois guide →

North Carolina

• NC General Statutes ch. 47F: the Planned Community Act (HOAs)
• G.S. 47F-1-102: which HOAs the Act covers, and the sections that reach pre-1999 HOAs
• G.S. 47F-3-102: HOA powers, late charges, fines and the $200 statement fee
• G.S. 47F-3-103: the board, removal and the budget vote
• G.S. 47F-3-116: liens, the 15-day letters and foreclosure
• G.S. 47F-3-118: records, the annual statement and the statement of unpaid assessments
• G.S. 47C-1-102: which condos the Condominium Act covers, including older condos
• G.S. 47C-3-102: condo association powers, fines and the $200 statement fee
• G.S. 47C-3-116: condo liens and foreclosure
• NC General Statutes ch. 47A: the Unit Ownership Act (older condos)
• NC General Statutes ch. 47E: the Residential Property Disclosure Act
• NC General Statutes ch. 39A: transfer fee covenants
• Session Law 2026-52 (HB 517): the nonprofit annual report from 2027 (PDF)
• Session Law 2026-59 (SB 445): the flag change from 11 August 2026 (PDF)
• NC Department of Justice: homeowners' associations
• North Carolina Bar Association: Lawyer Referral Service

The full North Carolina guide →

Colorado

• Colorado Revised Statutes: the official text, free public access from the Colorado General Assembly
• Colorado Common Interest Ownership Act, C.R.S. 38-33.3: the Division of Real Estate's 2025 printout (uncertified, PDF)
• Division of Real Estate: HOA Information and Resource Center
• Division of Real Estate: HOA frequently asked questions
• DRE Licensee Lookup: check an association's registration (search Business Name/DBA)
• HOA Center advisory (13 January 2026): check your association's registration status
• HB22-1137 (2022), signed act: no daily fines, the $500 total, the 18-month payment plan (PDF)
• HB24-1337 (2024), signed act: attorney fee caps, personal judgment first, mediation notice, buying back (PDF)
• HB24-1267 (2024), signed act: metro districts that enforce covenants (PDF)
• HB25-1043 (2025), signed act: strict compliance and the nine-month stay to sell (PDF)
• Division of Real Estate: HB25-1043 summary
• Division of Real Estate HOA forum on HB25-1043: collections and foreclosures (24 October 2025, PDF)
• Division of Real Estate: HB26-1099 summary (developer reserve studies, manager handover)
• Division of Real Estate HOA forum on rental restrictions (2023, PDF)
• Real Estate Commission contracts and forms, including the Contract to Buy and Sell Real Estate (Residential), CBS1

The full Colorado guide →

Arizona

• Arizona Revised Statutes Title 33: section list (chapter 9 condos, chapter 16 HOAs)
• A.R.S. 33-1803: HOA violation notices, the 21-day reply, fines, late charges and the 20% limit
• A.R.S. 33-1242: condo violation notices, the 21-day reply and the duty to act reasonably
• A.R.S. 33-1804: HOA open meetings and closed sessions
• A.R.S. 33-1248: condo open meetings and closed sessions
• A.R.S. 33-1805: HOA records
• A.R.S. 33-1806: HOA resale disclosure and the $400 cap
• A.R.S. 33-1260: condo resale disclosure and the $400 cap
• A.R.S. 33-1807: HOA liens, collection and foreclosure
• A.R.S. 33-1256: condo liens, collection and foreclosure
• A.R.S. 33-1808: HOA flags, political signs and for sale signs
• A.R.S. 32-2199.01: ADRE hearing petitions
• Arizona Department of Real Estate: HOA Dispute Process
• Arizona Department of Real Estate: fee schedule (HOA petition fee)
• Arizona Legislature: general effective dates of each session's laws
• Arizona courts self-service center: finding legal help and lawyer referral

The full Arizona guide →

Virginia

• Code of Virginia 55.1, chapter 18: the Property Owners' Association Act (HOAs)
• 55.1-1819: HOA charges, hearings and the $50 and $10 a day caps
• 55.1-1826: HOA budget and the five-year reserve study
• Code of Virginia 55.1, chapter 19: the Condominium Act
• Code of Virginia 55.1, chapter 21: the Real Estate Cooperative Act (co-ops)
• Code of Virginia 55.1, chapter 23.1: the Resale Disclosure Act (resale certificates)
• Code of Virginia 54.1, chapter 23.3: the Common Interest Community Board and the Ombudsman
• 18VAC48-70: Ombudsman Regulations (association complaint procedures and notices)
• 18VAC48-60: association registration, annual reports and fees
• DPOR: Office of the Common Interest Community Ombudsman
• DPOR Form F491-CICNOTE: notice of final adverse decision (PDF)
• DPOR: maximum allowable resale certificate fees (PDF)
• Ombudsman annual report RD938, 1 November 2024 to 31 October 2025 (PDF)
• 13.1-814.1: community associations under the Nonstock Corporation Act (from 1 January 2027)
• Code of Virginia 8.01, chapter 17.4: Uniform Consumer Debt Default Judgments Act (from 1 July 2027)
• Virginia State Bar: Virginia Lawyer Referral Service

The full Virginia guide →

Massachusetts

• M.G.L. chapter 183A: the Condominium Act (every section)
• c. 183A, section 6: fees, the lien, the six months and the 6(d) statement
• c. 183A, section 10: records, reserves, reviews, managers and insurance
• c. 183A, section 10A: EV charging, deemed approved in 60 days
• c. 183A, section 24: remote meetings and electronic voting
• c. 184, section 23C: restrictions on solar are void
• c. 184, section 27: when restrictions imposed after 1961 expire
• c. 254, section 5: enforcing the lien in court
• c. 254, section 5A: the court-ordered sale
• c. 157B: Cooperative Housing Corporations
• EOHLC: Condominiums (state help page, with referral contacts)
• EOHLC notice: the EV right-to-charge rule in effect, 26 February 2025 (PDF)
• mass.gov: accessory dwelling unit (ADU) FAQs, including HOAs and condos
• Attorney General: file a consumer complaint
• 47 C.F.R. 1.4000: the federal rule on satellite dishes and antennas
• S.980 (194th General Court): the Condominium Owners' Rights Act bill, not law

The full Massachusetts guide →

New York

• NY Real Property Law Article 9-B, the Condominium Act (from section 339-d)
• RPL 339-v: what condo bylaws must contain
• RPL 339-w: condo books and records
• RPL 339-z: the lien for common charges
• RPL 339-aa: filing and foreclosing the lien
• Business Corporation Law 624: books, records and inspection
• Business Corporation Law 501: shares, including co-op transfer fees
• Business Corporation Law 717: duty of directors
• Business Corporation Law 727: the yearly conflict report
• Not-for-Profit Corporation Law 621: records (including HOAs)
• Real Property Law 226-b: subletting
• Tax Law 1402-a: the mansion tax
• Tax Law 1402-b: the NYC supplemental tax
• General Business Law 352-e: offering plans
• Executive Law 296: the Human Rights Law
• Levandusky v One Fifth Ave. Apt. Corp. (Court of Appeals, 1990)
• 40 West 67th Street Corp. v Pullman (Court of Appeals, 2003)
• NYC Department of Buildings: Local Law 97
• NYC Department of Buildings: Local Law 97 Covered Buildings List 2026 (Excel)
• NYC Accelerator: free help for building owners
• NYC Department of Buildings: facade compliance (FISP)
• Westchester County Board of Legislators: the co-op disclosure law

The full New York guide →

Ontario, Canada

• Condominium Act, 1998 on e-Laws (opens in a normal browser)
• CAO: status certificates
• CAO: corporate records (how to ask, fees, time limits)
• CAO: Guide to Requesting Core Records (PDF, September 2025)
• CAO: reserve funds guide
• CAO: owner-requisitioned meetings
• CAO: information certificates
• CAO: liens
• CAO: changes coming in December 2026 and July 2027
• Condominium Authority Tribunal: file a new application
• Ontario: your rights when starting home renovations
• CRA: GST/HST Registry (check an HST number)
• WSIB: check a clearance
• ESA: Contractor Locator (licensed electrical contractors)
• TSSA: find a registered fuels contractor
• Skilled Trades Ontario: public register
• Tarion: deposit protection before you move in
• HCRA: Ontario Builder Directory

The full Ontario guide →

Condo financing, anywhere in the US

• Fannie Mae Lender Letter LL-2026-03 (PDF)
• Fannie Mae Selling Guide, Chapter B4-2: Project Standards
• Fannie Mae Form 1076 / Freddie Mac Form 476: the condo questionnaire (PDF)
• HUD: search FHA-approved condominium projects

Condo financing explained →