Arizona has two main laws for shared communities. HOAs, which the statute calls planned communities, follow the Planned Communities Act (A.R.S. Title 33, chapter 16). Condos follow the Arizona Condominium Act (Title 33, chapter 9), however old the building is. The two are close twins but differ on late charges, dues increases, budgets, closed board sessions and a few owner protections, so start by working out which one you're in.
On this page: Does this apply to you? · Violation letters and fines · What an HOA cannot ban · The ADRE hearing route · Buying or selling: the $400 cap · Board members · Records you can see · Dues, liens and foreclosure · HOA or condo at a glance · Who to ask · What changes next
Look at the first page of your declaration. If it says "condominium", the Condominium Act (chapter 9) is your law. If not, it's almost certainly the Planned Communities Act (chapter 16), which says "planned community" for HOA. Section numbers below are Arizona Revised Statutes (A.R.S.).
| Your home | Main law | Worth knowing |
|---|---|---|
| House, townhome or patio home with a mandatory HOA | Planned Communities Act, ch. 16 (33-1801 to 33-1821) | Covers "all planned communities" (33-1801(A)), but not condos or timeshares (33-1802(6)(b)). Some associations formed before 1 January 1974 with no power to enforce use, occupancy or appearance rules are outside it unless members opt in (33-1801(C)(2), (D)). |
| Condo, of any age | Arizona Condominium Act, ch. 9 (33-1201 to 33-1270) | Covers every condo "without regard to the date the condominium was created" (33-1201), including ones built before 1986. |
| Townhome or patio home set up as a condo | ch. 9 | If the recorded declaration creates a condominium, chapter 9 applies. |
| Home under a master association too | Depends on each association's declaration | The resale package must list each association's disclosure fee (33-1806(A)(12)). |
| Housing co-op | No Arizona statute written for residential housing co-ops was found | Co-ops are rare in Arizona and run under their own corporate documents. Ask an Arizona-licensed attorney. |
Arizona has no HOA regulator, but it does have a state hearing route. See ADRE petitions.
Got a written notice that the condition of your property breaks the community documents? You may answer by certified mail "within twenty-one calendar days after the date of the notice", to the address in the notice, whether or not it imposes a fine (33-1803(C) for HOAs; 33-1242(B) for condos). Weekends count, and the clock starts on the date the letter bears, not the day it arrived.
Architectural decisions (HOAs). The design committee must include a board member, who chairs it, and approval can't be unreasonably withheld (33-1817(B)).
Letters for this: a violation notice reply (HOA or condo), a late or incomplete answer, a hearing before any fine, records, an architectural decision, and a statement of account.
These protections are in the Planned Communities Act, so they're for HOAs. The HOA can still make the reasonable rules shown.
Letters for this: a notice about a protected item (HOA).
An owner or an association may petition the Arizona Department of Real Estate for a hearing on a breach of the HOA or condo documents or statutes (32-2199.01(A)). An administrative law judge at the Office of Administrative Hearings (OAH) hears it. It doesn't hear disputes between owners alone, or with a builder, seller or developer about design, construction, condition or sale (32-2199.01(A)(1), (2)).
Letters for this: a reply to a violation notice, and a late or incomplete answer.
HB 2397 rewrote the resale rules for HOAs (33-1806) and condos (33-1260) from 12 September 2026. The clock starts when the offer is accepted.
In an HOA or a condo (33-1806(A); 33-1260(A)): the bylaws, rules and declaration; new in 2026, the final plat and the minutes of the previous three open board meetings; a dated statement of assessments, unpaid liens, any transfer fee, income and expenses and "any outstanding and unresolved violation"; the budget; the latest audit, review or compilation; the latest reserve study, if any; pending lawsuits; and whether the developer still controls the board.
Condo buyers also get insurance certificates showing limits and deductibles, any known material deficiency in the common elements that they may be assessed for within six months, and whether any corporation or LLC "owns and leases thirty-five percent or more of the units" (33-1260(A)).
Letters for this: an accepted offer, rush service, an update, a full report, a lien statement, fees over the limits, a small-community seller, and a transfer fee.
From 12 September 2026 (SB 1290), a closed part of an HOA meeting must be "limited to consideration without action" of five topics: legal advice from the board's or association's attorney; pending or contemplated litigation; personal, health or financial information about an individual; an individual employee's performance, pay, health or complaints; and a member's appeal of a violation or penalty, unless the member wants it open (33-1804(A)). The board must name the paragraph that allows the closed session (33-1804(C); 33-1248(C)). Condo boards have the same five topics, but 33-1248(A) doesn't contain the words "without action".
Letters for this: records, a closed-session decision, the board's recording, a special meeting call, removing a director, ballots and sign-in sheets, the duty to act reasonably, and a director's conflict.
Letters for this: a records request, a request to examine and copy records, and a request to see ballots and sign-in sheets.
An HOA's "common expense lien" covers assessments, late charges on assessments if the declaration allows them, reasonable collection costs, and attorney fees only if a court awards them (33-1802(2)). Other charges, including fines and interest, are "member expenses" (33-1802(5)), or "unit owner expenses" in a condo, and "are not enforceable as common expense liens" (33-1807(B); 33-1256(B)).
The lien may be foreclosed "in the same manner as a mortgage", but only if the owner has been delinquent in assessments "for a period of eighteen months or in the amount of $10,000 or more, whichever occurs first, as determined on the date the action is filed" (33-1807(A); 33-1256(A)). HOAs have had this test since 26 September 2025 (SB 1494) and condos since 12 September 2026 (SB 1246); before that, both used one year or $1,200. For a special assessment that started at $10,000 or more, "only the eighteen-month delinquency threshold applies".
Letters for this: the ledger, a payment plan, fees before the 30-day letter, HOA late charges, fines in a lien, who owns your account, the foreclosure test, and a lien statement.
| Rule | HOA (planned community, ch. 16) | Condo (ch. 9) |
|---|---|---|
| Reply to a violation notice | 21 calendar days from the date of the notice, certified mail (33-1803(C)) | Same rule (33-1242(B)) |
| Late charge on overdue dues | Up to the greater of $15 or 10%, after 15 days (33-1803(A)) | No dollar limit found; notice required (33-1242(A)(11)) |
| Raising regular dues | No more than 20% a year without a member majority (33-1803(A)) | Budget ratification: a majority of all owners (or more, if the declaration says) can reject it (33-1243(D)) |
| Closed board sessions | Five topics, "without action", since 12 Sept 2026 (33-1804(A)) | Same five topics, but the statute lacks "without action" (33-1248(A)) |
| Resale disclosure fees | $400 in total, $100 rush, $50 update (33-1806(D)) | Same (33-1260(D)) |
| Extra resale items | None beyond the shared list | Insurance certificates, known defects billable within 6 months, 35% investor ownership (33-1260(A)) |
| Foreclosure test | 18 months or $10,000, whichever comes first, since 26 Sept 2025 (33-1807(A)) | The same test since 12 Sept 2026 (33-1256(A)) |
| Fines and other charges outside the lien | Never foreclosed (33-1807(B)) | Never foreclosed (33-1256(B)) |
| Backyard shade structures | Can't be banned, from 12 Sept 2026 (33-1816.01) | No such rule |
This page is current to the seven 2026 acts that took effect on 12 September 2026: SB 1184, SB 1246, SB 1290, SB 1808, HB 2342, HB 2397 and HB 4011. Arizona changes HOA law nearly every year, usually effective in September. The next regular session, the 58th Legislature, opens in January 2027 (the second Monday, 11 January).
Bills that died in 2026 and may come back. None of these is law as of October 2026:
The letters from The Arizona HOA & Condo Handbook. Fill in the square brackets, keep a copy, and send them in a way that gives you proof of delivery.
[Date]
[Association name], [address identified in the notice]
Re: Notice dated [date], [property address]. Sent by certified mail.
I own [property address]. This is my written response, under Arizona Revised Statutes section 33-1803(C), to the association's notice dated [date], which I received on [date].
[I dispute that there is a violation because [reason]. / The condition was corrected on [date]; a dated photo is enclosed.]
Under section 33-1803(D), please send me, within ten business days of receiving this letter, a written explanation of: the provision of the community documents allegedly violated; the date of the violation or the date it was observed; the first and last name of each person who observed it; and the process I must follow to contest the notice.
[Name, mailing address, telephone, email]
[Date]
[Condominium association name], [address identified in the notice]
Re: Notice dated [date], Unit [number]. Sent by certified mail.
I own Unit [number]. This is my written response, under Arizona Revised Statutes section 33-1242(B), to the association's notice dated [date], which I received on [date].
[I dispute that there is a violation because [reason]. / The condition was corrected on [date]; a dated photo is enclosed.]
Under section 33-1242(C), please send me, within ten business days of receiving this letter, a written explanation of: the provision of the condominium documents allegedly violated; the date of the violation or the date it was observed; the first and last name of each person who observed it; and the process I must follow to contest the notice.
[Name, unit, mailing address, telephone, email]
[Date]
The Board of [Association name], c/o [manager]
Re: My certified response received on [date], [property address]
The association received my certified response on [date]. Section [33-1803(D) / 33-1242(C)] required a written explanation within ten business days. [I have received none. / The answer dated [date] does not give [the first and last name of the person who observed the violation / the provision / the date / the process to contest].]
Please send the missing information. [If the notice gave no contest process: Because the original notice did not state the process to contest it, section [33-1803(E) / 33-1242(D)] also bars enforcement, including collection of attorney fees, before or during that period. Please remove [the charge of $[amount] dated [date]].]
[Name, mailing address, telephone, email]
[Date]
The Board of [Association name], c/o [manager]
Re: Notice dated [date], [property address]
Under section [33-1803(B) / 33-1242(A)(11)], a penalty may be imposed only after notice and an opportunity to be heard. I ask to be heard by the board before any penalty is decided.
Please tell me the date, time and place. I ask that the hearing be [open / closed], as section [33-1804(A)(5) / 33-1248(A)] allows me to choose.
Please also send me, before the hearing, any photos and inspection notes the board will consider.
[Name, mailing address, telephone, email]
[Date]
[Association name], c/o [manager]
Re: Request for records, [property address]
Under section [33-1805(A) / 33-1258(A)], I ask to [examine / receive copies of] the following records:
[For example: inspection notes and photos for my property from [date] to [date]; the inspection log for [date]; all architectural applications and approvals for my property; the minutes of the meeting at which any fine on my account was decided.]
Please make them available within ten business days. I understand copies may cost up to fifteen cents per page.
[Name, mailing address, telephone, email]
[Date]
The Board of [Association name], c/o [manager]
Re: Architectural decision dated [date], [property address]
My application for [describe project] was denied on [date] for this reason: [quote the reason].
Section 33-1817(B) provides that approval may not be unreasonably withheld, and that the committee must include a board member who chairs it. Section 33-1821 requires the association to act reasonably, neutrally, fairly, without favoritism and in a nonarbitrary fashion.
[The reason given is not in the design guidelines. / Similar applications at [addresses] were approved.] I ask the board to reconsider and approve the application[, with any reasonable conditions].
[Name, mailing address, telephone, email]
[Date]
The Board of [Association name], c/o [manager]
Re: Notice dated [date], [property address]
The notice concerns my [flag / political sign / for-sale sign / backyard shade structure / artificial turf].
Arizona law limits what the association may ban here: [section 33-1808(A) and (B), flags and flagpoles / section 33-1808(C) and (D), political signs during the election period / section 33-1808(G), for-sale signs / House Bill 2342 (2026), backyard shade structures / section 33-1819, artificial turf].
I will follow any reasonable rule the statute allows on [size / location / number]. Please confirm in writing that the notice is withdrawn, or tell me which provision the association relies on and why the statute does not apply.
[Name, mailing address, telephone, email]
[Date]
[Association name], c/o [manager]
Re: Account for [property address]
Please send me a statement showing each charge on my account since [date], by date and type, and how each payment was applied.
Section [33-1807(K) / 33-1256(K)] requires payments to go first to assessments, and fines and other charges last, unless I direct otherwise. [HOA only: Section 33-1803(B) limits a late charge on a penalty to the greater of $15 or 10%, after 15 days.] Please correct any entry that does not follow these sections, and send invoices for any attorney fees charged.
[Name, mailing address, telephone, email]
[Date]
[Association name], c/o [community manager], [address]
Re: Notice of accepted offer, [property address]
I am the owner of [property address]. On [date] I accepted an offer to purchase the property. Under A.R.S. [33-1806(A) / 33-1260(A)], this is my written notice of acceptance.
The [purchaser / purchaser's agent] is [name], email [email address], mailing address [mailing address]. Please deliver the resale disclosure information to them within ten days after you receive this notice.
Under [33-1806(D) and (E) / 33-1260(D) and (E)], the fee may not exceed $400 in total and is collected not earlier than at the close of escrow. Escrow is with [escrow company, officer, file number].
[Name, telephone, email]
[Date]
[Association name], c/o [community manager]
Re: Rush request, resale disclosure, [property address]
I am the owner of [property address] and gave written notice of an accepted offer on [date]. I request rush service for the resale disclosure information.
Under A.R.S. [33-1806(D) / 33-1260(D)], a rush fee of not more than $100 may be charged where the work is done within seventy-two hours after this request. I understand the fee is collected through escrow at closing.
Please confirm receipt of this request, and the date and time you received it.
[Name, telephone, email]
[Date]
[Association name], c/o [community manager]
Re: Update to resale disclosure, [property address]
On [date] you delivered the resale disclosure information for [property address]. Thirty days or more have passed. The closing is now set for [date].
Under A.R.S. [33-1806(D) / 33-1260(D)], I request an update. The update fee may not exceed $50 and is collected through escrow at closing.
Please send the update to [name, email and mailing address], with a copy to [escrow officer, file number].
[Name, telephone, email]
[Date]
[Association name], c/o [community manager]
Re: Full report, resale disclosure for [property address]
The resale disclosure for [property address] includes a summary of the [reserve study / audit, review or compilation report / other report], dated [date].
Under A.R.S. [33-1806(A)(10) / 33-1260(A)], this is my written request to view the whole report. The association must give access within ten days after this request.
Please send it electronically to [email], or tell me where and when I may see it.
[Name, role (buyer / buyer's agent / seller), telephone, email]
[Date]
[Association name], c/o [community manager]
Re: Statement of unpaid assessments, [property address]
[I am the owner of / We are the escrow agency for the sale of] [property address]. Under A.R.S. [33-1807(J) / 33-1256(J)], this is a written request for a statement of unpaid assessments on the property.
The statement is due within ten days of this request. Please show regular assessments, any special assessment and its installments, and the dates each amount fell due.
Please send it to [escrow officer, escrow company, file number, email].
[Name, role, telephone, email]
[Date]
[Association name], c/o [community manager]
Re: Resale fees, [property address]
The demand to escrow for [property address] shows these resale charges: [list each line and amount], a total of [amount].
Under A.R.S. [33-1806(D) / 33-1260(D)], the association may charge not more than an aggregate of $400 for the resale disclosure, lien estoppel and any other services related to the transfer or use of the property, plus not more than $100 for rush service and $50 for an update. Under [33-1806(E) / 33-1260(E)], fees are collected not earlier than at the close of escrow and may not be charged except as the section authorizes.
Please tell me in writing what each line is for and which part of the section authorizes it, or send escrow a corrected demand.
[Name, telephone, email]
[Date]
To: [Seller's name], c/o [seller's agent]
Re: Resale disclosure, [property address]
The offer to purchase [property address] was accepted on [date]. The community has fewer than fifty [homes / units].
Under A.R.S. [33-1806(A) / 33-1260(A)], in a community of that size the seller must electronically transmit or deliver the resale disclosure information to the purchaser or the purchaser's designated agent within ten days after acceptance of the offer.
Please send it to [name, email and mailing address]. If any item is not available from the association, please tell me which, and why.
[Buyer's name, telephone, email]
[Date]
[Association name], c/o [community manager]
Re: Transfer fee, [property address]
The [statement / settlement statement] for [property address] shows a charge of [amount] described as [description].
A.R.S. 33-442(C)(3) allows an association to charge a transfer fee that serves a purpose authorized in its governing documents and is not passed to a declarant or a third party. A.R.S. [33-1806(A)(4) / 33-1260(A)] requires any such fee to appear on the resale disclosure statement.
Please tell me in writing which provision of the governing documents authorizes this fee, the purpose it serves, and who receives it.
[Name, role, telephone, email]
[Date]
The Board of [Association name], c/o [manager or address for notices]
Re: Records request, A.R.S. [33-1805 / 33-1258]
I own [address, lot or unit number]. Under section [33-1805(A) / 33-1258(A)], I ask to examine the following association records: [for example, the bank statements for [year], the current management contract, and the general ledger since [date]]. I also ask for copies of [for example, the minutes of all open board meetings since [date]].
The section requires the records to be made available for review within 10 business days, at no charge, and copies to be provided within 10 business days at no more than 15 cents a page. If anything is withheld, please tell me which category in subsection B applies.
[Name, address, telephone, email]
[Date]
The Board of [Association name]
Re: A.R.S. 33-1804(A), closed session limited to consideration without action
I own [address]. The minutes of the meeting on [date] say the board [approved / decided] [description] in executive session.
Since 12 September 2026, section 33-1804(A) limits a closed portion of a board meeting to "consideration without action" of the five listed topics. [For a condo: as law firms summarize it, the Court of Appeals in A Z N H Revocable Trust v. Sunland Springs Village Homeowners Association, No. 1 CA-CV 25-0424, read the earlier HOA wording, which matches section 33-1248(A), as allowing discussion only.]
Please tell me in writing whether the board will place this decision on the agenda of a properly noticed open meeting for a vote, with owners able to speak before it.
[Name, address, telephone, email]
[Date]
The Board of [Association name], c/o [manager]
Re: Meeting recording, A.R.S. [33-1804(A) / 33-1248(A)]
I own [address]. The board recorded its [board / members'] meeting held on [date].
Under section [33-1804(A) / 33-1248(A)], a board that records a meeting must give members the unedited recording on request and keep a copy for at least six months. I request the unedited recording of the open portions of that meeting, in [electronic form / a format you can tell me].
[Name, address, telephone, email]
[Date]
The President and Board of [Association name]
Re: Special meeting of the members, A.R.S. [33-1804(B) / 33-1248(B)]
We, the members signing below, hold [number] of the [total] votes in the association, which is at least [25% / the lower percentage in the bylaws]. Under section [33-1804(B) / 33-1248(B)], we call a special meeting of the members for this purpose: [purpose].
Please give notice of the meeting to all members not fewer than 10 or more than 50 days in advance, by hand delivery or prepaid mail, stating the date, time, place and purpose, and tell [contact name] the date set.
[Each member: printed name, address, signature, date]
[Date]
The Board of [Association name]
Re: Petition for removal, A.R.S. [33-1813(A) / 33-1243(H)]
We, the members signing below, petition for the removal of [director's name] from the board of directors. We hold [number] votes, which meets the lesser of [25% of the votes or 100 votes / 10% of the votes or 1,000 votes].
Under section [33-1813(A) / 33-1243(H)], the board must call, give notice of and hold a meeting of the members to consider removal within 30 days after receiving this petition. If it does not, the director is deemed removed at midnight of the thirty-first day. Please confirm the date you received this petition and the meeting date.
[Each member: printed name, address, signature, date]
[Date]
The Board of [Association name], c/o [manager]
Re: Election records, A.R.S. [33-1812(A)(7) / 33-1250(C)(7)]
I own [address]. The [election / vote] on [subject] took place on [date].
Section [33-1812(A)(7) / 33-1250(C)(7)] requires the association to keep the ballots, envelopes and sign-in sheets for at least one year and make them available to members. I ask to examine them, and the tally, at a time within 10 business days, under section [33-1805(A) / 33-1258(A)].
Please keep all of these records safe until I have seen them.
[Name, address, telephone, email]
[Date]
The Board of [Association name]
Re: A.R.S. [33-1821 / 33-1242(E)], duty to act reasonably
I own [address]. On [date] the association [sent me a violation notice / denied my application] about [description]. [Describe the similar situation at other homes, without naming owners if you prefer, for example: at least [number] other homes on [street] have the same [item], and to my knowledge none has received a notice.]
Since 12 September 2026, section [33-1821 / 33-1242(E)] gives the association a duty to exercise its discretionary powers "neutrally, fairly, without favoritism and in a nonarbitrary fashion".
Please tell me in writing how the board has applied this rule to comparable homes, and whether it will reconsider its decision.
[Name, address, telephone, email]
[Date]
To: Fellow directors of [Association name]
Re: Conflict of interest, A.R.S. [33-1811 / 33-1243(C)]
[Company name], which is [owned by / employs] my [relationship], intends to bid for the association's [description] contract, which is on the agenda for the meeting on [date].
Section [33-1811 / 33-1243(C)] requires me to declare this conflict in an open meeting before the board discusses or acts on the matter. I will make the declaration at the start of that agenda item and ask that it be recorded in the minutes. [I will not take part in the discussion or the vote.]
I am sending this note in advance so the item can be placed on the agenda with the bid papers.
[Name], [Board position]
[Date]
Board of Directors, [association name], [address]
Re: [lot or unit number and address], account [number]
Under A.R.S. [33-1805(A) / 33-1258(A)], I ask to examine, and to receive a copy of, my account ledger from [date] to today. Please show every charge and payment, the date each was posted, and the type of each charge: assessment, late charge, collection fee or cost, attorney fees (and whether awarded by a court), interest, fine or other.
Please also show how each payment was applied. Under [33-1807(K) / 33-1256(K)], unless I direct otherwise, payments go first to unpaid assessments, then assessments due, then late charges, collection fees and costs, court-awarded attorney fees, and only then to fines, interest and other amounts.
I understand the association has ten business days to make records available, and may charge up to fifteen cents per page for copies.
[Name, address, telephone, email]
[Date]
Board of Directors, [association name], [address]
Re: [lot or unit number and address], account [number]
I am behind on my assessments and ask the board to agree a payment plan. Under A.R.S. [33-1807(A) / 33-1256(A)], the board must make reasonable efforts to communicate with me and offer a reasonable payment plan before filing any foreclosure action.
I propose to pay my regular assessment of $[amount] when due, plus $[amount] each [month] toward the arrears of $[amount], for [number] months, starting [date].
Please confirm in writing the terms the board will accept, including whether late charges, interest and collection costs will stop while the plan is kept, and what happens if a payment is late.
[Name, address, telephone, email]
[Date]
Board of Directors, [association name], [address]
Re: [lot or unit number and address], account [number]
My account shows $[amount] in charges from [name of law firm or agency], starting on [date].
Under A.R.S. [33-1807(L) / 33-1256(L)], at least 30 days before authorizing an attorney, or a collection agency that is not the managing agent, to start collection, the association must send a notice by certified mail, return receipt requested, in bold type or capital letters, naming a contact person.
Please send me a copy of that notice, the date on it, the certified mail number, and the date the board authorized [name] to start collection. If no notice was sent, or the 30 days had not run, please explain the basis for these charges.
[Name, address, telephone, email]
[Date]
Board of Directors, [association name], [address]
Re: [lot number and address], account [number]
My ledger shows late charges of $[amount] on the assessment due [date], added on [date].
Under A.R.S. 33-1803(A), an assessment is late only if unpaid 15 or more days after it is due, a late charge may be imposed only after notice that the assessment is overdue, and the charge may not exceed the greater of $15 or 10% of the unpaid assessment.
On my reading, this charge [was added before day 15 / came without notice / is above the cap of $[amount]]. Please send me a copy of the overdue notice, correct the charge, and confirm the corrected balance in writing.
[Name, address, telephone, email]
[Date]
Board of Directors, [association name], [address]
Re: [lot or unit number and address], account [number]
Your letter of [date] states a lien amount of $[amount]. It appears to include fines, interest or other charges of $[amount].
Under A.R.S. [33-1807(B) / 33-1256(B)], [member / unit owner] expenses, including fines, late charges outside the lien and interest, are not enforceable as common expense liens. A judgment lien for them cannot be foreclosed and takes effect only on conveyance.
Please send me a breakdown of the stated amount into assessments, late charges allowed by the declaration, collection fees and costs, court-awarded attorney fees, and all other charges, and confirm in writing that no part of any lien claim or foreclosure rests on fines or interest.
[Name, address, telephone, email]
[Date]
Board of Directors, [association name], [address]
Re: [lot or unit number and address], account [number]
I have received a letter dated [date] from [name of business] about my account, which says [quote the words, for example "now holds the account"].
Under A.R.S. [33-1807(O) / 33-1256(O)], the association may not transfer ownership or control of debt for common expense liens or [member / unit owner] expenses.
Please confirm in writing that the association still owns and controls my account, what authority [name of business] has, and whether it may agree a settlement or payment plan that binds the association.
[Name, address, telephone, email]
[Date]
Board of Directors, [association name], [address]
Re: [lot or unit number and address], account [number]
Your letter of [date] refers to foreclosure. Under A.R.S. [33-1807(A) / 33-1256(A)], the lien may be foreclosed only if the owner has been and remains delinquent in assessments for eighteen months or in the amount of $10,000 or more, whichever occurs first, on the filing date. For a special assessment with an initial value of $10,000 or more, only the eighteen-month test applies.
Please tell me in writing which test the association says is met, the date of the oldest unpaid assessment, and the total of unpaid assessments alone, leaving out late charges, fees, interest and fines. Please also describe the payment plan the board has offered me.
[Name, address, telephone, email]
[Date]
Board of Directors, [association name], [address]
Re: [lot or unit number and address]
Under A.R.S. [33-1807(J) / 33-1256(J)], I request a statement of unpaid assessments on the above property, for [the sale to (buyer) / a refinance with (lender)], with expected closing on [date].
Please send the statement within ten days to me and to [escrow officer, title company, address and email], escrow number [number].
Please show assessments separately from late charges, collection fees and costs, attorney fees, and any other charges.
[Name, address, telephone, email]
The four books in the series are coming to Amazon over the next few weeks. Everything else on this page is free now.
In Arizona, your 21 days to answer an HOA or condo violation notice start on the date printed on the letter, and your answer must go by certified mail.
Coming to Amazon soon.
In Arizona, $400 is the most an HOA or condo association can charge for the whole resale disclosure bundle. It is charged to the seller, collected only at closing, and an association that overcharges faces a civil penalty of up to $1,200.
Coming to Amazon soon.
Since 12 September 2026, an Arizona HOA board may discuss five topics behind closed doors, but it may not decide anything there.
Coming to Amazon soon.
Behind on your Arizona HOA or condo dues, or holding a collection or foreclosure letter? Start here.
Coming to Amazon soon.